It appears that the luminaries at Ripple have been indulging in a spot of fanciful prognostication. At the XRP Apex 2025 event in Singapore, a question was posed to the company’s top executives regarding the potential for the XRP Ledger to capture a sizeable volume of SWIFT’s global transactions.
Brad Garlinghouse, Ripple’s CEO, responded with a prediction that can only be described as cautiously optimistic. He opined that, within five years, the XRP Ledger might process a whopping 14% of SWIFT’s liquidity. One can almost hear the sound of champagne corks popping in the background.
“I think less about the messaging and more about liquidity. If you are driving all the liquidity, it is good for XRP … so I will say in five years, 14%.”
Now, let us indulge in a bit of arithmetic, shall we? If SWIFT handles approximately $5 trillion in transactions per day, a 14% slice of that pie would result in a $175 trillion volume settled in Ripple’s cross-border token annually. Or, to put it another way, a mere $700 billion daily. One’s mind boggles at the very thought.
But, alas, not all value remains in XRP. The liquidity needed to ensure there are no delays would require a tidy sum of at least $175 billion (daily) if one token is used around four times per day for settlements. A trifling amount, really.
$RLUSD is set to trigger a guaranteed $1,250 price for $XRP! 🚀
— KingXRP (@MRKingXRP) June 13, 2025
A word of caution, dear reader: such predictions are little more than flights of fancy, with nary a shred of substance to support them. Before you start allocating funds to XRP in anticipation of such astronomical price surges, do take a moment to consider the sheer absurdity of it all. A market cap of $67 trillion? Why, that’s more than Bitcoin, Amazon, Apple, Google, and gold combined! 💸
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2025-06-14 15:32