On October 20, 2025, My Personal CFO, LLC, that well-to-do vanguard of financial propriety, made its latest calculated foray into the realm of corporate bonds, acquiring a mere 165,923 shares of the Vanguard Scottsdale Funds – Vanguard Short-Term Corporate Bond ETF (VCSH, a name long more associated with dry institutional grumbling than with high drama). The acquisition, valued at $13.26 million, was conducted with the quiet precision that only a hedge fund with a modestly inflated ego can afford.
What Happened
According to the recent filing with the Securities and Exchange Commission, dated October 20, 2025, the investment management firm, My Personal CFO, LLC, inaugurated a new position in the Vanguard Short-Term Corporate Bond ETF (VCSH). This foray-albeit hardly a display of tempestuous risk-taking-totaled 165,923 shares, priced at a cool $13.26 million. The acquisition bumped the fund’s total 13F reportable holdings to a respectable 94 as of September 30, 2025, a rather uninspiring number when one considers the far more glamorous stakes routinely splashed across the pages of the financial press.
What Else to Know
This was, to be clear, an entirely new position; VCSH now represents a modest 5.1% of My Personal CFO, LLC’s reportable 13F assets under management, as of the end of September 2025. Far from being the boldest of moves, this purchase seems less an act of financial revolution than a careful addition to an otherwise staid portfolio.
For those keeping track of such things, here are the other top holdings following this transaction:
- VTI: $25,553,360 (9.9% of AUM)
- VCIT: $20,938,872 (8.1% of AUM)
- IVV: $13,627,926 (5.3% of AUM)
- VCSH: $13,262,225 (5.1% of AUM)
- DFAC: $12,572,885 (4.9% of AUM)
The fund’s annualized dividend yield stood at 4.25% as of October 21, 2025, with VCSH teetering at a negligible 0.07% below its 52-week high. Hardly earth-shattering, but then, the financial world is often defined by its sheer inconspicuousness.
ETF Overview
| Metric | Value |
|---|---|
| Dividend yield | 4.25% |
| Price (as of market close October 20, 2025) | $80.08 |
ETF Snapshot
VCSH, a model of well-behaved conservatism, employs a simple indexing strategy to track the Bloomberg U.S. 1-5 Year Corporate Bond Index. Its focus is on the sort of investment-grade, fixed-rate, short-term corporate bonds one imagines are favored by those who prefer their investments to be as predictable as the ticking of a clock.
The portfolio is dominated by U.S. dollar-denominated bonds from industrial, utility, and financial sectors, with maturities ranging from one to five years. It’s structured as an ETF, which-while certainly not thrilling in its design-offers the uninspired investor diversified exposure to short-term corporate debt. The Vanguard Short-Term Corporate Bond ETF (VCSH) presents itself as a dependable fixture in a world obsessed with liquidity, stability, and the occasional quarterly dividend.
Foolish Take
My Personal CFO, that quaint investment management firm from Vancouver, Washington, made headlines recently, acquiring $13.3 million worth of Vanguard’s Short-Term Corporate Bond ETF (VCSH). To the uninitiated, this could appear to be a stroke of financial brilliance-a figure that would send a shiver down the spine of most retail investors. And yet, upon closer inspection, the actual significance of this purchase evaporates as quickly as it appeared.
Why, you may ask? Well, for one thing, institutional managers-unlike their retail counterparts-are prone to these sorts of colossal, somewhat obscure acquisitions for reasons that are entirely opaque. Rarely can we divine whether the decision was driven by fundamental shifts in market sentiment or merely the whimsy of a well-placed analyst.
And then, of course, there is the fact that VCSH is, at its heart, a fixed-income ETF-a peculiar instrument that seems to say, “Let’s take some bonds, keep them on a short leash, and hope for a steady trickle of returns.” It is precisely the kind of thing that appeals to those who desire the calming assurance of ‘safe’ returns. Yet, there’s a certain irony in watching professionals like My Personal CFO, LLC, making such a purchase in the face of the much more tantalizingly volatile opportunities in the broader markets.
So, while the purchase itself is undoubtedly worthy of attention (and perhaps even a cocktail-party anecdote or two), it doesn’t exactly provide much in the way of actionable insight for the average investor. It’s a reminder, if nothing else, that fixed-income assets-those dreary, reliable soldiers of the portfolio-still have a place in the broader investment ecosystem.
Glossary
ETF (Exchange-Traded Fund): An investment fund that trades on stock exchanges, typically holding a basket of assets like stocks or bonds.
Indexing strategy: A method of investment where the aim is to replicate the performance of a particular market index.
Bloomberg U.S. 1-5 Year Corporate Bond Index: A benchmark that tracks U.S. investment-grade corporate bonds with maturities between one and five years.
Investment-grade: Bonds deemed to have a low risk of default, as determined by credit-rating agencies.
Fixed-rate: Bonds that maintain a steady, predetermined interest rate for the duration of their term.
Short-term corporate bonds: Corporate bonds that mature between one and five years, typically offering lower yields but higher liquidity.
13F reportable holdings: Securities that institutional investment managers must disclose to the SEC if their holdings exceed certain thresholds.
Assets under management (AUM): The total market value of the investments managed by a fund or firm.
Dividend yield: The annual dividends paid by an investment, expressed as a percentage of its price.
Annualized: A projection based on a one-year period, derived from shorter-term data.
Total return: The total growth of an investment, including both price changes and reinvested dividends.
Liquidity: The ease with which an asset can be quickly bought or sold without a significant price change.
All told, this modest transaction feels less like a daring move and more like an attempt to stake a claim in the land of sleepily reliable corporate bonds. And perhaps, in the end, that’s exactly what it was. 👀
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2025-10-30 17:32