Ripple’s 2026 IPO: Still Private?!

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What a surprise! 🤯 2026 begins with a twist as Ripple, the digital alchemist, declares, “No IPO for us, thank you very much!” 💸

In a recent chat with Bloomberg, Monica Long, the company’s president, revealed plans as clear as a London fog. 🌫️

Despite a $40 billion valuation and backers like Citadel Securities (who probably have more money than sense), Ripple’s still playing hide-and-seek with Wall Street. 🕵️‍♂️

Long, with a straight face, declared, “Currently, we still plan to remain private.” 🧠 A statement so bold, it’s almost poetic. 🎭

For most tech titans, an IPO is the finish line, but for this one, it’s an unnecessary distraction. 🚫 A strategic move, or perhaps a case of “Why fix what ain’t broke?” 🤷‍♂️

This new enthusiasm might be fueled by a $500 million share sale and a relentless spree of acquisitions-because nothing says “we’re serious” like buying up companies faster than a Wodehouse character avoids a proposal. 🏋️‍♂️

Long added, “The strategy driving an IPO is to get access to investors and public markets. We’re in a healthy position to fund our growth without going public.” 💡 A masterclass in corporate zen. 🧘‍♀️

What’s behind this plan?

Ripple’s refusal to go public is backed by a $4 billion investment into its infrastructure-because why not? 🤯 By folding in Hidden Road (rebranded as Ripple Prime) and GTreasury, the company has built a closed-loop system for digital assets. 🔄

As of late 2025, Ripple Payments has processed $95 billion in total volume. 📈 And RLUSD, its dollar stablecoin, surpassed $1 billion in market cap in seven months. 🎉

All these combined successes have already made it difficult for Wall Street to ignore Ripple, IPO or not. 🤯

Ripple’s 2026 plans

Ripple’s choice to avoid an IPO may look like a retreat, but its fundraising demonstrates strong confidence and strategic control. 🎯

To raise private capital on its terms, Ripple offered major investors strong protections-like a buyback guarantee, letting them sell shares back at a set price. 🧠 A no-risk deal, indeed. 🚫

These guarantees let Ripple act like a public company in liquidity and credibility while keeping the freedom of a private one. 🌟

So, by giving top investors a no-risk deal, Ripple plans to focus on integrating acquisitions and expanding its payment network without public-market pressure. 🚀

Long added, “The overall structure for the fundraise is very, very positive, very favorable.” 🥇 A statement so glowing, it could power a lightbulb. ⚡

Additionally, with over 70 global licenses, including new approvals from Singapore’s MAS, Ripple is giving enterprise clients a legally safe environment. 🛡️

Final Thoughts

  • Ripple’s refusal to chase an IPO signals that long-term infrastructure, not short-term market optics, is its priority. 🧠
  • The firm is quietly building a full financial stack, custody, brokerage, and stablecoin rails that traditional banks may soon depend on. 🏦

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2026-01-07 18:36