
In the early days of its existence, Ripple harbored grand ambitions. It sought not merely to be a product of the digital age, but to redefine the very nature of financial transactions, shifting the tectonic plates beneath global systems like SWIFT. A cheaper, faster, more transparent world-what better promise for the future? Yet, like a chorus that sings but does not resonate, Ripple’s growth has not lived up to its potential. Major financial institutions, those vast empires built on generations of established networks, have been slow to relinquish their command. The new network, still untested in many ways, has not been enough to sway their trust. The reluctance is not just technical-it is existential.