Bitcoin’s Grand Masquerade: Sats Terminal’s Founders on Loans, Laughs, and Lunar Ambitions

Ah, Sats Terminal! The so-called “native Bitcoin super app,” a digital menagerie where loans, yields, and trading frolic together in a single interface, like peacocks at a Victorian garden party. Backed by the titans of YZi Labs (formerly Binance Labs, darling), Coinbase Ventures, and the ever-charming Draper Associates, it promises to be the crème de la crème of crypto extravaganzas.

The maestros behind this digital carnival, Sats Terminal, recently graced the Bitcoin.com News Podcast with their presence. Behold, the audio spectacle:

https://open.spotify.com/watch?v=episode/74KyPAqvjsaDseXtQrx2SI

Stan Havryliuk, the CEO and Co-Founder, and Rishabh Java, the CTO and Co-Founder, regaled us with tales of their odyssey. Stan, a seasoned voyager in the crypto seas, once navigated the tempestuous waters of Bitcoin.com and helmed a grand Eastern European exchange. Java, a prodigy of fintech, sold his creation before discovering crypto-a realm where the only chains are blockchain. Their muse? A calamitous trading experience with BRC20s, where Stan overpaid for a token as if it were the Holy Grail itself. Ah, the folly of man! This tragedy birthed Sats Terminal, a beacon of user-friendly interfaces in the labyrinthine Bitcoin DeFi market.

Their union, like a plot from a romantic farce, began online and blossomed in Buenos Aires. Financial backing? But of course! Java charmed Coinbase Ventures after a hackathon victory in San Francisco, while Stan slipped into the YZi Labs accelerator program with the grace of a cat burglar. The Draper family, ever the patrons of digital whimsy, also joined the fray. Stan’s sage advice? “Just keep building,” he quips, as if constructing a digital Versailles.

Java, ever the visionary, waxes poetic about Bitcoin assets evolving from Ordinals to BRC20s and finally to Runes-a standard Sats Terminal has already conquered with 70% market share. Ah, the market, that fickle mistress, will decide the long-term victor. Their mantra? “Never sell your Bitcoin,” but instead, let it toil like a Dickensian protagonist through trading, earning, and borrowing. Stan declares Bitcoin the “only pristine collateral for loans,” transforming it from “digital gold” to a “productive asset.” Java’s Borrow product? A self-custody, trust-minimized loan solution-no KYC, no fuss. Their Earn product, a panacea for DeFi complexity, is nigh, promising to simplify the lives of the digitally bewildered.

About Our Guests

Stan Havryliuk, CEO and Co-Founder, a Bitcoin investor and Web3 veteran with eight years of scaling crypto empires. Formerly of Bitcoin.com and zondacrypto.com (BitBay.com), he is the very embodiment of crypto aristocracy.

Rishabh Java, CTO and Co-Founder, a serial entrepreneur and Bitcoin builder. With 50 international hackathons under his belt and accolades from Steve Wozniak, he exited a Web2 startup at 21-a prodigy, indeed.

To join this digital soiree, visit their website or follow them on X.

The Bitcoin.com News podcast, a salon for the crypto elite, features interviews with the most dazzling minds in Cryptocurrency, DeFi, NFTs, and the Metaverse. Follow us on iTunes or Spotify.

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2026-01-30 14:23