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But the currents have begun to turn. In recent weeks, a disquieting murmur has spread through the halls of commerce. The very notion of profit from this ‘artificial intelligence’ is questioned, and the anticipated easing of interest rates hangs uncertain, a phantom promise. The distant echoes of conflict from the lands of Persia – a war, they say – add a further weight to the anxieties of investors. The indices, once so steadfast in their ascent, now sway like wheat in a gale, experiencing both brief moments of gain and more pronounced declines. The Dow Jones Industrial Average, a measure of the nation’s industrial strength, suffered a particularly grievous week, a fall not witnessed since the spring. It is a time for sober reflection, not for panicked action.

It’s rather worth a closer look, this fintech establishment, showing no signs of flagging, what! The shares, while having taken a bit of a tumble from their previous high – a mere 21%, you understand – have positively soared 216% over the last three years (as of March 5th). And there’s a jolly good reason to believe this upward trajectory will continue, wouldn’t you say?

Is this shift truly possible? Or is it merely a fever dream, spun by those who profit from hope? The question isn’t about numbers alone, but about the currents shifting beneath the surface. A world built on trust, or rather, the illusion of it, is always vulnerable.

The problem, it turns out, isn’t a lack of demand, but a rather inconvenient shortage of the stuff that makes computers. Specifically, DRAM and NAND chips – the memory bits that hold everything from your cat videos to crucial spreadsheets. It’s like trying to build a magnificent cathedral, but discovering the entire country is fresh out of bricks. The AI folks, you see, have been scooping up these chips like they’re going out of style, diverting production towards server farms and leaving the poor PC manufacturers scrabbling for the leftovers. The result? Prices are going up. And not just a little. We’re talking a significant jump, estimated around 17% this year. Which, in the world of consumer electronics, is practically astronomical.