As Bitcoin Surged Past $88,000, Bitwise CIO Told Investors “You’re Still Early”

As a seasoned researcher with over two decades of experience under my belt, I must admit that Matt Hougan’s analysis on Bitcoin’s potential trajectory resonates strongly with me. Having witnessed the rise and fall of numerous tech trends, I find his perspective both insightful and compelling.


Matt Hougan, the Chief Investment Officer at Bitwise, recently expressed his views on Bitcoin‘s recent price increase, discussing its potential future trend. In Hougan’s opinion, although Bitcoin has already experienced significant growth, it is still in its infancy as an asset until it reaches a value of $500,000 per coin. As of November 12th, Bitcoin was trading around $88,000, having doubled in value this year and rising over 25% since the U.S. presidential election on November 5th.

Although Bitcoin has been swiftly increasing, Hougan believes that reaching $100,000 is imminent. However, he underscores that Bitcoin’s full maturity is still a ways off. For those who didn’t catch the recent surge, he assures them they haven’t missed their chance. In his opinion, anyone investing in Bitcoin now is still considered early adopters until Bitcoin surpasses $500,000.

In his blog article, Hougan admits that Bitcoin’s unpredictable nature and uncertain future make it hard to forecast its price accurately. Yet, he posits that the price of $500,000 is significant because, at this level, Bitcoin would be on the same footing as gold in terms of being widely recognized as a valuable asset for storage purposes. The idea behind this number is simple: reaching such value would put Bitcoin at the same level as gold in the eyes of investors and financial institutions.

According to Hougan, investing in Bitcoin involves making two predictions at once. First, you’re betting that the need for assets used as stores of value, such as Bitcoin and gold, will increase, especially since governments continue to accumulate debt and debase paper currencies. Second, you’re also predicting that Bitcoin will come to be seen more broadly as a reliable store of value, potentially even challenging gold in this role over time.

Hougan argues that, while gold has already secured its position as a staple in institutional portfolios and central bank reserves, Bitcoin remains in its developmental phase. He notes that institutional interest in Bitcoin is steadily growing, though it is still sporadic, with pensions and endowments only recently exploring crypto investments. Moreover, Hougan points out that regulatory caution persists, such as warnings from U.S. authorities like the Department of Labor against including Bitcoin in retirement plans.

As an analyst, I’m observing that Bitcoin’s development continues to unfold, evident in the thriving exchange-traded products (ETPs) and growing political backing for cryptocurrencies. Yet, following Hougan’s perspective, we should still consider Bitcoin as a nascent investment, as it hasn’t yet attained the widespread acceptance that gold enjoys among central banks and institutions. Gold is broadly held by these entities, which makes it a mature asset class compared to Bitcoin.

According to Hougan’s estimation, Bitcoin’s potential market size is similar to that of gold, which currently has a market capitalization of approximately $18 trillion, compared to Bitcoin’s $2 trillion. If Bitcoin were to fully mature and capture half of this combined store-of-value market (approximately $10 trillion), it would need to reach a price of around $500,000 per coin, considering the current supply of about 20 million Bitcoins. Until then, Hougan considers Bitcoin as an emerging investment opportunity.

Hougan believes that reaching the $500,000 mark for Bitcoin will require a shift in institutional acceptance comparable to gold. He emphasizes that a crucial part of this process will involve central banks increasing their Bitcoin holdings, noting that while these institutions currently hold about 20% of the world’s gold reserves, they possess less than 2% of Bitcoin. Hougan says that a significant shift would be needed for central banks to expand their Bitcoin reserves, pointing to Senator Cynthia Lummis’s proposal to establish a national Bitcoin reserve in the U.S. as an example of progress in that direction.

As I gaze into the near future, I’m buoyed by Hougan’s optimism that Bitcoin will soar past the $500,000 mark once some changes are fully implemented. Yet, he cautions, this milestone may merely be a stepping stone. From his perspective, the market for value storage is poised to expand exponentially as governments continue to pile on debt and inflate the money supply. This trend, in his view, will fuel Bitcoin’s price growth, potentially propelling it beyond $1 million and even higher.

Although Hougan is optimistic about Bitcoin’s prospects, he encourages investors to thoughtfully examine the substantial risks inherent in cryptocurrencies. These investments are known for their volatility, lack of regulation, and exposure to financial market factors that aren’t usually present within traditional finance systems.

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2024-11-14 12:26