Look, I’m not saying I like crypto. It’s all so… unnecessary. But people are throwing money at it, and that, frankly, is fascinating. The whole thing feels like a very elaborate, slightly irritating social experiment. Back in ’24, everyone was convinced Trump’s election would send these things to the moon. It did, briefly. Then it didn’t. You know, just like everything else. All this talk about policy changes… it’s just noise. It’s the principle of the thing. They promise you one thing, deliver another. It’s infuriating. And now, suddenly, everyone’s worried about the Fed and trade wars. Like that’s new.
So, you want my opinion? Fine. If you’re going to participate in this madness, you might as well pick something with a brand. Something people recognize. It’s not about logic, it’s about avoiding the truly obscure stuff. Bitcoin. It’s the Coca-Cola of digital nothingness. Pepsi is trying, sure, there’s a lot of these other blockchains, all promising the earth, but let’s be honest, they’re just…different shades of complicated. And nobody wants complicated. They want what they think they know.
People keep saying Bitcoin is “digital gold.” Honestly, it’s neither digital nor gold. It’s a string of code. But, alright, fine, it’s a hedge against…what? Bad government? Bad decisions? The general incompetence of humanity? Whatever. The dollar is down, apparently. Big deal. It’ll bounce back. Or it won’t. What are you going to do? They’re talking about 38 trillion in debt. It’s just numbers. Huge numbers, but still. It’s like trying to find a parking spot in Manhattan – stressful, but ultimately solvable. Unless it isn’t. And then you’re late. And then everyone is annoyed.
Turkey’s currency collapsing? See? That’s what happens. But Bitcoin will be different, they say. It’ll be special. Right. Like every other “revolutionary” product. I’ll believe it when I see it. Gold and silver are still around. They’re boring, yes, but at least they’re tangible. You can hold them. You can’t hold a tweet. Or a blockchain. It’s just… unsettling.
XRP
Look, Bitcoin is the reliable, if slightly depressing, blue chip. XRP is for people who like to gamble. And I don’t mean in a fun, Vegas kind of way. I mean the kind where you’re convinced you’ve found a loophole. Ripple Labs, the company behind it, is actually trying to get people to use it. Imagine that! A company wanting customers. It’s almost quaint. They had this whole legal battle with the SEC. Over what, exactly? I stopped paying attention after the third legal term. It was exhausting.
Apparently, they won…sort of. Some sales were okay, some weren’t. They paid a fine. The SEC approved some ETFs. It’s all very… bureaucratic. And pointless. But hey, at least it’s creating jobs for lawyers. They’re the only real winners here. The fact that institutional investors are now supposedly interested because of this…it’s just absurd. They’ll find something else to worry about next week. They always do.
So, will XRP actually deliver “consistent long-term returns”? I have a better question: will anyone remember it exists in five years? I’m not holding my breath. It’s all just a house of cards, waiting for the slightest breeze to come along and knock it over. And when it does, people will be shocked. Shocked. Like they didn’t see it coming. It’s unbelievable.
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2026-01-29 12:03