So, RLUSD is growing faster than my to-do list on a Monday morning, but XRP is still stuck in traffic. What gives?
RLUSD is zooming through the Ripple ecosystem like a toddler on a sugar rush. Seriously, it’s gaining traction faster than my dad at a buffet.
Now, while RLUSD is out here being the superstar of the payments and settlements, XRP seems to be taking a nap under a tree, which is weird because everyone thought they’d be best buds. You know, like peanut butter and jelly, not peanut butter and a rock.
But hey, just because RLUSD is overachieving doesn’t mean XRP’s a total flop; it just raises questions about their relationship status-are they friends or are they just ‘complicated’?
RLUSD Growth: The Ripple Effect (Pun Intended)
RLUSD dropped onto the scene in late 2024 as Ripple’s shiny new USD-backed stablecoin. It’s been climbing the charts quicker than a TikTok dance trend, hitting a market cap of $1.3 billion. Talk about a glow-up!
RLUSD: the year of the stablecoin
– Ripple (@Ripple)
RLUSD runs on the XRP Ledger, offering lightning-fast settlements and fees low enough to make your wallet sing. Transfers are quick enough to grab a coffee and maybe even finish your crossword puzzle.
Ripple designed RLUSD for real-world use, supporting treasury flows, cross-border payments, and everything in between-kind of like your multitasking friend who can bake a cake while running a marathon.
RLUSD: The Stability Your Bank Likes to Cuddle With
Banks love stability like I love my couch on a lazy Sunday. Volatility? No, thank you! That’s why RLUSD is their new bestie. XRP was once the bridge asset for On-Demand Liquidity, but let’s be real, it came with more ups and downs than a trampoline park.
A little 2% swing on a $100 million transfer means a $2 million change. And treasurers are like, “Yeah, no thanks!” So they’re swiping right on RLUSD instead.
As of now, many institutions are saying, “Bye, Felicia!” to XRP for USD flows. This doesn’t mean XRP’s doomed; it’s just that stablecoins are like the comfy sweatpants of the finance world-everyone wants them for their daily grind.
Ripple insists RLUSD complements XRP. I mean, technically it does, but it’s kind of like saying that broccoli complements chocolate cake. Sure, they can be on the same plate, but one of them is definitely winning the popularity contest.
Plus, every RLUSD transfer burns a tiny bit of XRP, so it’s like a slow diet plan for XRP’s supply. Who knew finance could be so…healthy?
Regulation: The Parental Approval Stablecoins Needed
In a plot twist that no one saw coming, regulation is now the fairy godmother of stablecoin growth. RLUSD got the golden ticket with conditional approval for Ripple National Trust Bank from the US Office of the Comptroller of the Currency. Cue the confetti!
JUST IN: 🇺🇸 Ripple is set to operate as a National Trust Bank in the US
– Crypto Briefing (@Crypto_Briefing)
Even Abu Dhabi’s FSRA gave a nod to RLUSD as an accepted fiat-referenced token. Licensed firms can now use it as collateral, which is basically the adult version of getting a gold star in school.
Gemini has jumped on board too, adding RLUSD support on the XRP Ledger, making fund transfers faster than your uncle at a family barbecue when he hears there’s free food.
Stablecoins: The New Payment Rails or Just Fancy Train Sets?
Stablecoins are no longer just for traders-they’re becoming the payment rails we didn’t know we needed. Ripple estimates that stablecoin settlement volume hit a staggering $30 trillion this year alone. I mean, that’s enough cash flow to buy a small country or at least a couple of Teslas.
They now account for about 30% of on-chain transactions, and there are over 10 million daily active wallets. That’s a lot of digital wallets-more than I have pairs of shoes, and that’s saying something!
XRP Price Drama: Keep Calm and Carry On
XRP is currently trading around $1.85 after breaking support at $1.87. It’s like a soap opera but with fewer plot twists-unless you count the recent increase in exchange inflows. This usually indicates someone’s looking to sell, which is just awkward all around.

Daily inflows have been bouncing between 35 million and 116 million XRP lately. If this were a party, we’d be saying, “Houston, we have a distribution situation!”
Overall, the charts are showing a downward trend, and the RSI is waving its little flag of oversold conditions, saying, “Help, I’m drowning in red!”
Related Reading: RLUSD Stablecoin Gains Approval To Simplify US Dollar Access Across Africa
The Future: Will It Be Bright or More Like My Coffee?
Some analysts predict that bigger things are on the horizon for RLUSD, but first, it needs to build more payment rails. It’s like waiting for the next season of your favorite show-will it even happen?
As liquidity grows on XRPL, we might see tokenized assets pop up, and banks could start using it like it’s going out of style. XRP might gain new roles, but it’s hard to say if it’ll be the lead actor or just an extra in the background.
In conclusion, RLUSD’s growth is proof that Ripple knows how to deliver utility, but XRP needs to find its spotlight in a world where stablecoins are stealing the show. Stay tuned, folks! 🎤
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2025-12-30 21:28